The Bad Debt Debate
There is a current bad debt debate going on in the US about people who got loans that they would not otherwise been able to afford. This has been attributed to the cause of the current credit crunch in the US. Banks have given loans for houses to a lot of people who should not [...]
How to pay down your credit card debt
With the sagging economy in the U.S. many people are starting to rethink their credit card strategy or their lack of one. It could take you on average between 25 to 30 years to pay off your credit card debt, depending upon the amount financed and your interest rate. This is not a good way [...]
How to quit smoking
I will admit it I’ve been a smoker for years. I’ve tried to quit several times and while I’ve had some success I’ve always went back. Many non-smokers will just tell you you just need to quit, but the truth is a non-smoker knows nothing about what is required to actually quit smoking. Many non-smokers [...]