How To Obtain A Cheaper Home Insurance Quote

Have you ever used an insurance comparison website? Now I am unsure, of course, as to how you will have answered this question but I would guess that the majority of people would have said yes. I have to say that I think they are fantastic. Why do I think this? Well because they have saved me a massive amount of money over the last few years and they are likely to continue to do so. In this article I will be describing about the way in which I use them.

Now I am not a financial salesman and therefore I am not attempting to sell you anything. I actually run stuttering therapy courses here in the UK and I am also involved in a company that offers an affordable DVD authoring service.

A good example of my use of insurance comparison sites would be the way in which I recently managed to save over £70 on my home insurance. I received the renewal notice in the post at the start of June for my buildings and contents insurance. The amount that they were quoting me was slightly higher than last year but I suppose you have to accept this.

I knew what I was going to do, in any case, whatever the premium had shown; I was going to put in my relevant details into one or two of the insurance comparison websites. I duly did this and low and behold there were three companies who were able to beat my renewal premium. The cheapest quote was a fully sixty pounds cheaper for the same level of cover.

This was not exactly a surprise to me as I have had similar successes on numerous previous occasions. Did I complete the application form for this lower premium? No. Why not? Well I wanted to save even more money and therefore decided to contact my current insurer to see of they could offer me an even cheaper price! I phoned them and said:

“I have received your home insurance renewal quote but have managed to obtain a better quote by using one of those comparison sites. It was seventy pounds lower (a small lie) than what you were quoting. I am phoning you as I would rather keep the insurance with your company as I have been very impressed with the level of customer service that I have received. Are you able to beat or possibly match their premium?”

Guess what? They did match it – how cool is that? I was rather impressed with myself, the result and of course the comparison website.

Now I have decided to instruct a firm of cost reduction in a quest to save even more money.

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